Wellby Financial

Wellby Savings

A savings account designed with your financial dreams in mind, and the tools you need to reach your goals faster.

Gold coins going into an online banking account and a pink piggy bank
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Hassle-free Savings Account

Sit back and watch your savings grow toward your goals.

  • $0 initial deposit with $0 monthly service fees.
  • No minimum balance or direct deposit required after  opening.
  • Earn monthly interest payments with competitive rates.

Track Savings Goals

Whether you’re buying a new car, your first home, or saving for retirement, easily track your progress and account balances through our Wellby Mobile App or online banking. Staying on track has never been easier.

Illustration of a bar graph increasing in money saved over time
Receipt tape showing zero fees

Zero Fees

You shouldn’t have to pay to save. The Wellby Savings account comes with a $0 monthly service fee with no minimum balance required after opening.

Create Savings Buckets

Want to keep your emergency fund separate from your vacation savings? Name your savings goals and contribute to them on your terms.

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Driver's license  illustration with a plus sign in right corner and a continuous circle around it

Identity Theft Recovery Services

All Wellby members with a deposit account receive complimentary fully managed identity theft recovery services. If you suspect identity fraud, a professional is standing by to help.

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Compare Savings Accounts

ProductWellby SavingsWellby Savings PlusWellby Achievement SavingsWellby Early Start SavingsWellby IRA SavingsWellby IRA Certificates
Initial Deposit$0$25$5$5$0Varies
Monthly Dividends
Direct Deposits
Online Account Management
Mobile Account Management
No Minimum Balance
Identity Theft Recovery

Primary Savings

Wellby Savings

Wellby Savings Plus

Wellby Achievement Savings

Wellby Early Start Savings

Wellby IRA Savings


Primary Savings

BalancesDividend RateAnnual Percentage Yield (APY)Minimum Opening DepositMinimum Balance to Earn APYMinimum Balance to Avoid Service FeeDividends CompoundedDividend Credited

Ready to Start Saving?

Easily manage your money and start budgeting for your future with a Wellby Savings account. Applying only takes a few minutes and requires no initial deposit, so you can start saving today.

Wellby Savings FAQs

Learn how your new savings account can help you reach your next goal, big or small.

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Common Questions

How do I apply for a Wellby Savings account?
Are there any monthly service fees for a Wellby Savings account?
Is there an initial deposit requirement to open a Wellby Savings account?