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Become a Member

We put our members first, always.

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Member Owned

Wellby Financial is a not-for-profit financial institution owned by our members. As an owner, you have a vote for our volunteer board of directors that directly impacts how Wellby evolves to better our members’ and community’s overall well-being.

Wellby Membership Benefits

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Lower Interest Rates

Save money with lower interest rates on loans, mortgages, and credit cards.
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Personalized Services

Wherever you are on your financial journey, our account options are designed to fit your needs.
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Savings Growth

With competitive dividend rates on deposits, your money can grow quicker.

Nationwide Access

Being a Wellby member gives you access to more than 55,000 fee-free ATMs and 5,000 credit union service centers nationwide. 

Peace of Mind

All personal accounts come with complimentary identity theft recovery services. 


Make payments, deposit checks, or transfer funds at home or on the go. 

  • Free Financial Resources

  • Free Digital Banking Tools

Ready to Get Started?

We design our products and services to fit your personal needs and financial goals. We’re here to help guide you through your journey and turn your dreams today into reality.

Becoming a Member FAQ

Learn what it means to be a Wellby member and how you can apply today. 

Learn More

Common Questions

How do I become a Wellby member?
What benefits are available if I become a Wellby member?
Can my immediate family members join if I become a member?