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Adjustable Rate Mortgage

Flexibility to get you into the home you want.

illustration of a home with a gold coin above it and a changing line graph indicating a changing interest rate overtime with a Wellby adjustable-rate mortgage
a young couple dancing in their new home thanks to a great low interest rate from their Wellby adjustable-rate mortgage

Lower Rates for Big Dreams

An adjustable-rate mortgage (ARM) provides additional flexibility by offering lower interest rates during your introductory term, giving you more buying power to find and own your dream home. With a variety of term length options, we can help you find an ARM option that fits your budget and financial goals.

A Mortgage That Fits Your Goals

An Adjustable-Rate Mortgage (ARM) offers unique benefits that might make it the right choice for your home loan.

  • Save money on your early monthly payments with a lower introductory rate than a fixed-rate loan.
  • Lock in your introductory rate before it starts to adjust, giving you more room in your budget.
  • With lower interest rates during the introductory term, an ARM is an excellent choice for investment properties or those looking to move again in a few years.

How to Apply for Your Adjustable Rate Mortgage

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Step 1

Start your application online in minutes and get pre-qualified in 1 business day.

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Step 2

Shop for your home with confidence, knowing how much home you can afford.

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Step 3

We'll guide you through the entire process, from submitting your documents, through closing day!

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Term Lengths That Match Your Plan

A Wellby Adjustable Rate Mortgage is available in a wide range of term lengths. This gives you the flexibility to set an introductory period that aligns with your financial plan and locks in your interest rate for a set period before your rate begins to adjust each year.

Adjustable Rate Mortgage (ARM) Rates

Looking for Different Mortgage Options?

Fixed-Rate Mortgage

Lock in your mortgage rate and protect yourself against rate increases
Learn More

Mortgage Refinancing

Refinance to a lower interest rate and better terms to match your needs
Learn More

Investment Property

Conventional fixed or adjusted-rate financing for rental properties
Learn More

Speak to a Mortgage Specialist

Our mortgage specialists are here to answer your home loan questions. Schedule your appointment today!

Contact Now
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Ready to Get Started?

Wellby offers a variety of adjustable-rate mortgage terms so you can find the right loan for your monthly budget goals and financial plan.

Adjustable-Rate Mortgage FAQ

Learn more about adjustable-rate mortgage options from Wellby.

Learn More

Common Questions

What is an adjustable-rate mortgage (ARM)?
How do I apply for a Wellby adjustable-rate mortgage?
What is private mortgage insurance (PMI)?
Will my interest rate ever change with an adjustable-rate mortgage?