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Wellby

Mortgage Refinancing

Re-align your mortgage loan by refinancing to match your changing needs.

a single story home with a tree in the backyard and a percent sign surrounded by rotating arrows above it showing changing interest rates with a Wellby refinanced mortgage
a colorful illustration of a home with a white percent sign inside

Why Consider Refinancing?

Refinancing your mortgage can provide you with lower interest rates, lower monthly payments, better loan terms, or can allow you to access your home’s equity. Our refinancing options are tailored to your unique needs, so we can help you achieve your financial dreams faster.

A New Loan Can Make a World of Difference

Different loans meet different needs. Our loans are tailored to yours, to help ensure your financial well-being.

  • Fixed and adjustable-rate options available so you can find the interest rate that works for you.
  • Fast and easy application processes mean you could take the next step toward refinancing sooner than you think.
  • Lower monthly payments or interest rates give you more freedom to work toward your financial plans and goals.

Refinancing is Just a Few Steps Away

Step 1

Fill out our easy online application.

 

 

Step 2

We’ll be in touch to let you know if you qualify and if your application is pre-approved.

Step 3

We'll guide you through every step to your refinance mortgage!

 

monthly calendar with a cog wheel on top of it showing flexible term lengths available for your refinancing loan with Wellby

Flexible Term Options

Your refinancing journey should lead to where you want to go, whether that means refinancing for a longer-term and having lower monthly payments, or a shorter term to pay your mortgage off faster. We’ll be there to help you along the way.

Fixed Rate Mortgage

Adjustable Rate Mortgage (ARM)

Jumbo Mortgage

Home Equity Loan (1st Lien)

Home Equity Loan (2nd Lien)

LOAN TYPE

Fixed Rate Mortgage

TermInterest RateAnnual Percentage Rate (APR)

30-Year Fixed Rate

as low as 4.750%

as low as 4.806%

20-Year Fixed Rate

as low as 4.625%

as low as 4.700%

15-Year Fixed Rate

as low as 4.250%

as low as 4.468%

10-Year Fixed Rate

as low as 4.125%

as low as 4.383%

100% Financing

as low as 5.500%*

as low as 5.668%*

Which Mortgage is Right for You?

Fixed-Rate Mortgage

Lock in your mortgage rate and protect yourself against rate increases
Learn More

Adjustable Rate Mortgage (ARM)

Lower introductory rate and a variety of term options for added flexibility
Learn More

Investment Property

Conventional fixed or adjusted-rate financing for rental properties
Learn More

Speak to a Mortgage Specialist

Our mortgage specialists are here to answer your home loan questions. Schedule your appointment today!

young female customer service team member ready to assist you over the phone

Ready to Refinance Your Mortgage?

Whether you want lower rates or smaller monthly payments, refinancing your mortgage is simple with our online application.

Mortgage Refinancing FAQ

Want to learn more about mortgage refinancing?

Learn More

Common Question

How do I apply to refinance my mortgage?
Will refinancing my mortgage lower my monthly payments?
How do I know if my mortgage is approved?