We’re experiencing higher-than-normal call volumes, and we appreciate your patience as we work to answer your calls as quickly as possible.

Download the New Wellby App & Enroll in Digital Banking

Be sure you have your existing member information ready to avoid enrollment issues, including your social security number, member number, and the email address and phone number associated with your JSC FCU account. Don’t attempt to enroll more than four times to avoid being locked out.

Disclosures

Checking
Certificates & IRAs
Mortgage
Mortgage Jumbo
Home Equity Loans
Vehicle Loans
Personal Loans
Fees

Primary Savings

Wellby Savings

Wellby Savings Plus

Wellby Achievement Savings

Wellby Early Start Savings

Wellby IRA Savings

Account Type

Primary Savings

BalancesDividend RateAnnual Percentage Yield (APY)Minimum Opening DepositMinimum Balance to Earn APYMinimum Balance to Avoid Service FeeDividends CompoundedDividend Credited
$0.01+0.10%0.10%$5.00$0.01$0.00DailyMonthly

Membership Agreement and Disclosures

Wellby’s Membership Agreement contains member and account agreement, funds transfer availability policy, and electronic funds transfer agreement. Membership Agreement (PDF)

Truth-in-Savings Disclosure (PDF)

Privacy Notice

Wellby respects our members’ expectation of privacy. Privacy Notice (PDF)

Children’s Privacy

Wellby is dedicated to the protection of children’s information on the internet. We will not intentionally collect personal information from children under 13 on our website without first obtaining consent from their parents or legal guardians.

COPPA Privacy Notice (PDF)
COPPA Direct Notice to Parents (PDF)

To learn more about the Children’s Online Privacy Protection Act (COPPA), please visit the National Credit Union Administration Regulatory Alert or the Federal Trade Commission’s website.

Fees

Fee schedule (PDF). Fees subject to change.

USA Patriot Act

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account at Wellby, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.