Disclosures
Membership Agreement and Disclosures
Wellby’s Membership Agreement contains the member and account agreement, funds transfer availability policy, and electronic funds transfer agreement.
Membership Agreement and Account Disclosure (PDF)
Overdraft Services Disclosure (PDF)
eStatement and eSignature Disclosure (PDF)Truth-in-Savings Disclosure (PDF)
Children’s Privacy
Wellby is dedicated to the protection of children’s information on the internet. We will not intentionally collect personal information from children under 13 on our website without first obtaining consent from their parents or legal guardians.
COPPA Privacy Notice (PDF)
COPPA Direct Notice to Parents (PDF)
To learn more about the Children’s Online Privacy Protection Act (COPPA), please visit the National Credit Union Administration Regulatory Alert or the Federal Trade Commission’s website.
Fees
Fees subject to change.
Fee schedule (PDF)
USA Patriot Act
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account at Wellby, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.