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Personal Loans

The funds you need to manage life's events - and your budget.

an illustration of two men shaking hands in front of a desk with a computer showing an approved personal loan thanks to an easy application process
picture of a bank next to a stack of money and gold coins with a loan application in the background showing approved

Personal Loans, Tailored for Your Goals

Life happens when you least expect it - the planned and the unplanned, the opportunities and the obstacles. With a Wellby personal loan, you have access to funds quickly to keep life moving forward, whether it’s consolidating debt, paying medical bills, or relocating. Whatever life may bring, we’ve got you covered.

Unsecured Personal Loan

An unsecured personal loan from Wellby gives you access to funds you need without requiring collateral. Borrow up to $40,000 to cover a wide variety of expenses, including home renovations, unexpected bills, or major projects, all while avoiding high-interest debt on credit cards.

Debt Consolidation Loan

Credit card debt can feel overwhelming. With a debt consolidation loan from Wellby, you can consolidate your debt into a single monthly payment. With our competitive fixed rates, you'll likely lower your total interest payments and know when your loan will be paid off. Win-win!

Personal Line of Credit

Get access to flexible financing with a personal line of credit, allowing you to secure up to $25,000 in variable-rate funds. Enjoy the convenience of a revolving credit line that can be used for a wide range of needs, including home improvements, covering unexpected expenses, making significant purchases, and much more!

stacks of money and gold coins covered by a lock with a gauge indicating green thanks to a secured loan from Wellby

Secured Personal Loan

With a secured loan from Wellby, you can cover life’s big events while improving your credit and saving money. By using your savings or certificates as collateral, you can receive reduced interest rates and extended repayment terms, so you can save money while still covering your expenses.

Personal Loan Rates

Speak to a Lending Specialist


Our loan options are designed to fit your goals and budget. Schedule an appointment today to speak to a lending specialist about your financial needs.


a male lending specialist team member ready to assist you over the phone with your financial goals

Ready to Apply?

Our online application is fast and convenient, so you can receive your funds quickly and be one step closer to your goals.

Personal Loan FAQs

Are you interested in a personal loan from Wellby? We’re here to answer your questions.

Learn More

Common Questions

How do I apply for a personal loan from Wellby?
How long is a loan pre-approval good for?
Do I need to complete more than one application to apply for multiple loans?