Wellby Financial

Personal Loans

The funds you need to manage life’s events - and your budget.

an illustration of two men shaking hands in front of a desk with a computer showing an approved personal loan thanks to an easy application process
picture of a bank next to a stack of money and gold coins with a loan application in the background showing approved

Personal Loans, Tailored for Your Goals

Life happens when you least expect it - the planned and the unplanned, the opportunities and the obstacles. With a Wellby personal loan, you have access to funds quickly to keep life moving forward, whether it’s consolidating debt, paying medical bills, or relocating. Whatever life may bring, we’ve got you covered.

Debt Consolidation Loan

Credit card debt can feel overwhelming. With a debt consolidation loan from Wellby, you can consolidate your debt into a single monthly payment. With our competitive fixed rates, you'll likely lower your total interest payments and know when your loan will be paid off. Win-win!

pictures of a credit card, graduation cap, and car all being funneled into a single payment thanks to a debt consolidation loan
an illustration of a home with two crossed hammers

Home Improvement Loan

From roof repairs to remodeling your bathroom, a home improvement loan from Wellby can help you get the funds you need to make repairs and upgrades to your home. With flexible term options and competitive rates, you’ll be able to pursue your homeowner dreams and get things done right.

Secured Loan

With a secured loan from Wellby, you can cover life’s big events while improving your credit and saving money. By using your savings or certificates as collateral, you can receive reduced interest rates and extended repayment terms, so you can save money while still covering your expenses.

stacks of money and gold coins covered by a lock with a gauge indicating green thanks to a secured loan from Wellby

Personal Loan

Debt Consolidation Loan

Home Improvement Loan

Personal Line of Credit

Certificate Secured Loan

Savings Secured Loan


Personal Loan

TermAnnual Percentage Rate (APR)Loan Amount
Up to 48 Monthsas low as 7.49%Up to $40,000
Up to 60 monthsas low as 7.99%Up to $40,000
Up to 72 monthsas low as 8.49%Up to $40,000
Up to 84 monthsas low as 9.49%Up to $40,000
Up to 120 monthsas low as 11.49%Up to $40,000

Speak to a Lending Specialist


Our loan options are designed to fit your goals and budget. Schedule an appointment today to speak to a lending specialist about your financial needs.


a male lending specialist team member ready to assist you over the phone with your financial goals

Apply for a Wellby Personal Loan Today

Your online application is fast and convenient, so you can receive your funds quickly and be one step closer to your goals.

Personal Loan FAQs

Are you interested in a personal loan from Wellby? We’re here to answer your questions.

Learn More

Common Questions

How do I apply for a personal loan from Wellby?
How long is a loan pre-approval good for?
Do I need to complete more than one application to apply for multiple loans?