We’re experiencing higher-than-normal call volumes, and we appreciate your patience as we work to answer your calls as quickly as possible.

Download the New Wellby App & Enroll in Digital Banking

Be sure you have your existing member information ready to avoid enrollment issues, including your social security number, member number, and the email address and phone number associated with your JSC FCU account. Don’t attempt to enroll more than four times to avoid being locked out.

Youth Savings Account

Teach them they can achieve even the loftiest financial goals, with savings accounts designed for kids and teens.

Build the Foundation for Sound Financial Habits

The Wellby Early Start Savings and Wellby Achievement Savings accounts can help you teach your kids about financial responsibility, so they start their journey off on the right foot.

  • Open an account with a $10 initial deposit.
  • No minimum balance required after opening their account.
  • $0 monthly service fee.
  • Easy and secure account monitoring through the Wellby mobile app and online banking portal.

A Savings Account that Grows with Them

When your teen turns 18 years old, their Achievement Savings account automatically upgrades to a Wellby Savings account. 

No One Likes Fees, No Matter Their Age

Each account offers a $0 monthly service fee, so your focus can be on building good money habits and teaching them about interest, savings, and finances.

Control and Account Monitoring

Each Youth Savings account is filed jointly with a parent or guardian, who is an active Wellby member. As the adult on the account, you can monitor their activity directly, online or from your mobile app anytime. Kickstart their financial journey with guidance and support each step of the way.

Savings for Now and the Future

Wellby Early Start Savings Accounts and Wellby Achievement Savings Accounts earn interest based on their account balance. The more they save, the more prepared they’ll be for the future.

Set Savings Goals: Big or Small

Whether they’re saving birthday money or budgeting for their first car, you can help them create savings goals so you can monitor their progress together. Long-term or short-term, help them stay on the right track to financial wellness.

Identity Theft Recovery Services

All Wellby members receive complimentary fully managed identity recovery services with their membership. If you suspect identity fraud, a professional is standing by to help.

Learn More

Good Habits Start Here

Your child can start saving today with a Wellby Early Start or Achievement Savings account and build the foundation for good banking habits. Apply online and let’s start the journey together.

Comparable Products

ProductWellby SavingsWellby Savings PlusWellby Achievement SavingsWellby Early Start SavingsWellby IRA Savings
Initial Deposit$0$25$5$5$0
Monthly Dividends
Direct Deposits
Online Account Management
Mobile Account Management
No Minimum Balance
Identity Theft Recovery

Wellby Achievement Savings

Wellby Early Start Savings

Account Type

Wellby Achievement Savings

BalancesDividend RateAnnual Percentage Yield (APY)Minimum Opening DepositMinimum Balance to Earn APYMinimum Balance to Avoid Service FeeDividends CompoundedDividend Credited









Youth Savings Account FAQs

Not sure which kid-friendly savings account is right for you and your future Wellby member? Learn more about the benefits that start with Wellby today.

Learn More

How do I apply for one of Wellby’s youth savings accounts?
Are there any monthly service fees for a Wellby youth savings accounts?
Is there an initial deposit requirement to open one of Wellby’s youth savings accounts?