Select branches are open. Locate the nearest open branch by visiting our branch status page. We appreciate your patience as we restore normal operations.

Wellby Financial logo

A Universe of Reasons to Love Wellby Financial

Free Checking,
Premium Perks

Your foundation to financial prosperity

Refinance Your Auto Loan with
No Payments for 90 Days1

Rates as low as 6.54% APR* for up to 48 Months

Earn Up to 5.39% APY*
on Our 12-month Certificate!

Jumpstart your short-term savings goals with fast and competitive growth at Wellby.

Capitalize on Your Home's Hidden Potential with a Wellby HELOC

Take advantage of our promotional rate of 6.99% APR* for the first 12 months!

Don't Let a Down Payment
Stand in Your Way

105% mortgage financing to help you turn your homeownership dreams into reality

Fund Life's Events
with a Personal Loan

Rates as low as 8.54% APR* for up to 48 months!

Discover the Wellby Difference

Banking with a purpose.

At Wellby Financial, we exist to help each member reach their dreams and attain financial well-being through smarter banking options and personalized experiences. Best Credit Union in Texas Newsweek - Americas Best Credit Unions CUNA Dejardins Financial Literacy Award Top Workplaces 2023 Top Workplaces Employee Appreciation 2023
member using online banking app
members icon


Gain access to our online banking and mobile app. Plan your goals and help keep them on track.

membership icon


We’re more than just a credit union. Our financial tools and services help you achieve your dreams while providing great benefits along the way.

wellby financial team members icon

Team Members

Financial experts are here to guide you through your financial journey, no matter what lies ahead. We succeed when you succeed.

greater houston community icon


We proudly serve the greater Houston community. Your community is our community, and we strive to help make it a better place for everyone.


heloc home equity icon




as low as 8.25%

360 months

auto loan rates car icon




as low as 6.14%

up to 48 months

home loan fixed-rate mortgage icon




as low as 6.936%

30-Year Fixed

Wellby Financial logo

Become a Wellby Member Today

With low or no fees, low initial deposits, and no minimum balance required, we offer unique banking solutions designed to fit your needs and financial goals.

Bank Anywhere with Wellby Financial

Your financial well-being, right at your fingertips.

download on the Apple App Store iconGet it on Google Play app icon
Wellby Financial member

Get to Know Wellby

Wellby’s roots are deep in the history of Houston and Johnson Space Center. Our founders believed in a dream of reaching the moon, and like them, we know our members have dreams of their own that are worth pursuing. Whether it’s buying your first home, paying for college, or saving for retirement, we’ll help you prosper so you can turn your dream into reality.

Helping Members of Our Community Achieve their Dreams

Driving Sustainable Change For Good

We believe that when dreams become a reality, we all thrive. As a not-for-profit financial cooperative, we support, promote, and drive sustainable, experience-driven change in the communities we work, live, and play in.

Philanthropy & Activism

By partnering with local organizations, we empower, educate, and extend our wealth of experience to members and non-members alike, especially the underserved.


Financial Well-being

We’re here to help you enhance your financial wellness in all areas of life - guiding you toward the right solutions that fit your needs by providing the tools to manage your day-to-day finances and answering any questions you may have.

tiny pink heart

New to Online Banking?

Becoming a member is easy. It only takes a few minutes to fill out an application and gain access to our convenient online checking and savings accounts.