Wellby

Our Pasadena North solution center is Drive Thru only – the building is temporarily closed.
For solution center needs, please visit our Park Place location or find locations near you by visiting our Location Center.

Boat and Watercraft Loan

Set sail toward your financial dreams with our competitive rates.

a new boat on a scenic adventure across the water on a sunny day which is waiting for you thanks to a Wellby boat loan
a Wellby boat loan application showing approved and the dream boat you can own with your approved loan

Boat Loans That Won't Break Your Budget

Whether you’re after a catamaran or a speedboat, we’ll help you determine which loan option best fits your budget and monthly payment goals.  

a monthly calendar with different dates marked and a purple cog wheel showcasing flexible terms available for a Wellby boat loan

Flexible Terms

Own your boat on your terms. Choose from a variety of term lengths that work best for your goals

Send Payments While on Deck

Manage your payments online, from wherever your adventures take you. 

a percent sign with a downward arrow showing the competitive rates that are available for your boat loan that can help save you money on interest

Competitive Rates

As a member-focused not-for-profit organization, we return our profits to our members through lower loan interest rates. 

Auto Loan (New & Used)

Motorcycle Loan

Boat & Watercraft Loan

Recreational Vehicle Loan

ATV Loan

LOAN TYPE

Auto Loan (New & Used)

Term Model RangeTermAnnual Percentage Rate (APR)
2019-2022Up to 66 monthsas low as 2.99%
2019-2022*Up to 77 monthsas low as 3.49%
2019-2022*Up to 84 monthsas low as 3.99%
2018 and olderUp to 66 monthsas low as 3.64%
2018 and olderUp to 72 monthsas low as 3.94%

Apply for Your Boat Loan

It’s smooth sailing from here. Apply for your boat or watercraft loan today with our easy online application.

Boat & Watercraft Loan FAQs

Learn more about your Wellby boat & watercraft loan options.

Learn More

Common Questions

How many months can I finance a boat loan?
Can I apply for a loan if I haven’t found a boat yet?
How do I know if my boat loan is approved?