Wellby Secure Spending
Earn dividends on your account balance while managing your daily spending.
Everyday Banking with Even More Benefits
Our Secure Spending checking account gives you more flexibility with additional benefits, services, and interest.
- Up to $15 ATM fee reimbursement*
- Expanded Identity Theft Protection
- One free box of standard checks per calendar year
- Multiple ways to waive the monthly fee
We Offer Advantages Like Never Before
Earn While Spending
Earn dividends while still enjoying no minimum balance or direct deposit requirements.
Budget Management
Our budgeting tools allow you to see the big picture while still managing the day-to-day.
Peace of Mind
24/7 fraud monitoring, security alerts, and $0 Liability Protection for fraudulent charges.
A Low Service Fee You Can Waive
We’ll waive your $6 monthly service fee when you:
- Set up a direct deposit of at least $300 per month
- Register for our online banking platform and log in once every three months
- Complete one of the following: eight or more posted debit card transactions or bill payments with your debit card, or have $40,000+ in lending balances with Wellby
Easy Money Transfers
Transfer funds between your accounts or to friends and family with our peer-to-peer services.
Banking Worldwide
Never pay a foreign transaction fee again on your Visa™ card accepted worldwide.
nxg|PROTECT Program
With the support of the nxg|PROTECT program, a Wellby Secure Spending or Wellby Spending Plus account provides you access to expanded identity monitoring services in addition to the fully-managed identity theft recovery services included with all accounts. Keep your identity safe and secure with the extended benefits included in the nxg|PROTECT program.
- Annual tri-bureau credit reports and scores available once every 12 months on demand.
- Monitor credit activity with TransUnion® immediately and extend monitoring to include Experian® and Equifax® at any time.
- Dark Web Monitoring to detect personal information such as email addresses, credit card numbers, and passwords.
Additionally, nxg|MOBILE provides Mobile Phone Coverage with easy-to-use mobile phone insurance for all phones owned by the primary account holder.
Compare Checking Accounts
| Product | Wellby Spending | Wellby Spending Plus | Wellby Secure Spending | Wellby Achievement Card | Wellby Early Start Card |
|---|---|---|---|---|---|
| Initial Deposit | $25 | $25 | $25 | $10 | $10 |
| Monthly Fee | $0 | $10* | $6** | $0 | $0 |
| Debit Card & Online Bill Pay | |||||
| Checks | |||||
| Overdraft Protection | |||||
| Overdraft Steward | |||||
| ATM Services | |||||
| Identity Theft Recovery | |||||
| Expanded Identity Theft Protection & Mobile Phone Coverage*** | |||||
Wellby Secure Spending FAQs
Want to know more about what the Wellby Secure Spending account can do for you? Check out our frequently asked questions.