Wellby Secure Spending
Earn dividends on your account balance while managing your daily spending.
Everyday Banking with Even More Benefits
Our Secure Spending checking account gives you more flexibility with additional benefits, services, and interest.
- Wellby Debit Card and access to online bill pay
- Online Direct Deposit Connection and Customization
- Expanded Identity Theft Protection and access to Overdraft Protection programs
- Mobile Phone Coverage* - Insurance coverage for your phone repair or replacement
- Access to our Financial Wellness Center to help you learn more about healthy money habits
We Offer Advantages Like Never Before
Earn While Spending
Earn dividends while still enjoying no minimum balance or direct deposit requirements.
Budget Management
Our budgeting tools allow you to see the big picture while still managing the day-to-day.
Peace of Mind
24/7 fraud monitoring, security alerts, and $0 Liability Protection for fraudulent charges.
A Free Checking Account that's Actually...Free
Managing your day-to-day finances should be simple, with no complex monthly service fees. Get all the tools, services, and capabilities you need with the free Wellby Secured Spending checking account.
Easy Money Transfers
Transfer funds between your accounts or to friends and family with our peer-to-peer services.
Banking Worldwide
Your Visa™ debit card is accepted wherever your adventures take you, so you can explore the globe without limits.
nxg|PROTECT Program
With the support of the nxg|PROTECT program, a Wellby Secure Spending account provides you access to expanded identity monitoring services in addition to the fully-managed identity theft recovery services included with all accounts. Keep your identity safe and secure with the extended benefits included in the nxg|PROTECT program.
- Annual tri-bureau credit reports and scores available once every 12 months on demand.
- Monitor credit activity with TransUnion® immediately and extend monitoring to include Experian® and Equifax® at any time.
- Dark Web Monitoring to detect personal information such as email addresses, credit card numbers, and passwords.
Additionally, nxg|MOBILE provides Mobile Phone Coverage with easy-to-use mobile phone insurance for all phones owned by the primary account holder.
Compare Checking Accounts
Product | Wellby Secure Spending | Wellby Achievement Card | Wellby Early Start Card | |
---|---|---|---|---|
Monthly Service Fee | $0 | $0 | $0 | |
Initial Deposit | $25 | $10 | $10 | |
Debit Card & Online Bill Pay | ||||
Checks | ||||
Overdraft Protection | ||||
Overdraft Steward | ||||
ATM Services | ||||
Early Payday | ||||
Direct Deposit Connection and Customization | ||||
Let's Get Started
You’re just a few clicks away from starting your new financial journey.
Let’s reach your dreams together.
Wellby Secure Spending FAQs
Want to know more about what the Wellby Secure Spending account can do for you? Check out our frequently asked questions.