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New and Used Vehicle Loan

Whether brand new or new to you, your dream car is just a few clicks away.

Dream Car, Realistic Payments

You’ve found the car of your dreams. Now it’s time to find a loan with a monthly payment that fits your budget. With our fast and easy online application process, you’ll be on the road before you know it.

Competitive Rates

As a member-focused, not-for-profit organization, you’ll find we offer lower interest rates on most loans.

Flexible Financing

We offer a variety of term lengths that fit your needs and can even provide options if you have less than perfect credit.

First-time Buyer Program

We’re here to support every dream – even if you have little to no credit history. Our First-time Buyer Program can help put your dreams of car ownership within reach.


Auto Loan (New & Used)

TermAnnual Percentage Rate (APR)Term Model YearsLoan Amount
Up to 36 monthsas low as 2.24%2012-2022
Up to 48 monthsas low as 2.24%2012-2022
Up to 63 monthsas low as 2.24%2012-2022Minimum $10,000
Up to 75 monthsas low as 2.74%2012-2022Minimum $15,000
Up to 84 monthsas low as 3.74%2019-2022*Minimum $30,000

Apply for an Auto Loan Today

Are you ready to take the wheel? Apply for your new or used auto loan today with our easy online application.

New-Used Car Loan FAQs

Learn more about your Wellby new and used car loan options.

Learn More

Common Questions

How many months can I finance a car loan?
How much can I borrow on a car loan?
How do I know if my loan is approved?
Can I apply for a loan if I haven’t found a car yet?