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Wellby Financial

New and Used Vehicle Loan

Whether brand new or new to you, your dream car is just a few clicks away.

an approved car loan with car keys and a car wrapped with a bow thanks to the easy application process from Wellby
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Dream Car, Realistic Payments

You’ve found the car of your dreams. Now it’s time to find a loan with a monthly payment that fits your budget. With our fast and easy online application process, you’ll be on the road before you know it.

Competitive Rates

As a member-focused, not-for-profit organization, you’ll find we offer lower interest rates on most loans.

a percent sign with a downward arrow showing the competitive interest rates on car loans available from Wellby
a stack of money in front of a monthly calendar showing the flexible term lengths available with your new car loan from Wellby

Flexible Financing

We offer a variety of term lengths that fit your needs and can even provide options if you have less than perfect credit.

Auto Loan (New & Used)

Motorcycle Loan

Boat & Watercraft Loan

Recreational Vehicle Loan

ATV Loan

LOAN TYPE

Auto Loan (New & Used)

Term Model RangeTermAnnual Percentage Rate (APR)
2022-2023+Up to 48 monthsas low as 5.89%
2022-2023+Up to 84 monthsas low as 6.64%
2019-2021Up to 48 monthsas low as 6.39%
2019-2021*Up to 84 monthsas low as 6.99%
2017-2018Up to 48 monthsas low as 7.09%
2017-2018Up to 77 monthsas low as 7.69%
2016 and olderUp to 66 monthsas low as 7.89%

Ready to Go?

If you’re ready to get on the road, we’re ready to help you take the next step toward your dream vehicle. Get started today!

Wellby Auto Loan FAQs

Learn more about your Wellby new and used auto loan options.

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Common Questions

How many months can I finance a car loan?
How do I know if my loan is approved?
Can I apply for a loan if I haven’t found a car yet?