Take Your Savings Further
Double Your Savings Rate to Earn Up to 3.30% APY* on a Savings Plus Account When You Pair it with A Secure Spending Account**
We know that you have many options to choose from when it comes to banking and saving for your future. The Wellby Saving Plus account allows your money to work smarter as you spend for today while saving for tomorrow.
Earn up to 3.30* APY* when you pair your Wellby Savings Plus account with a Wellby Secure Spending account and make at least eight purchases or payments a month with your Wellby debit or credit card.
Here's how to get started:
- Open a Wellby Secure Spending account and Wellby Savings Plus account in minutes by completing the online application.
- Use your Wellby debit or credit card to make at least eight purchases every month.
- Double your savings rate and enjoy all the benefits Wellby has to offer.
Don’t settle for an account that won’t give you the return you need for the future you want. Feel confident in savings that grow and know that we will be here to support you at every step of your financial journey.
*APY = Annual Percentage Yield. The APY is a percentage yield that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. Dividend rates and APY for the Wellby Savings Plus account are compounded and credited monthly. Rates are variable and subject to change at any time.
Must be at least 18 years of age to open a Wellby Savings Plus account. The Wellby Savings Plus account is a tiered rate share account requiring a minimum opening deposit of $100.00 and has no minimum balance requirements. The minimum balance to obtain the stated APY for each tier is listed within the Wellby Rates and Fees Schedule in the Truth in Savings Disclosure. To qualify for the double-the-rate Bonus APY on your Wellby Savings Plus account, you must have an active Wellby Secure Spending (checking) account and complete eight (8) combined eligible debit and/or credit card Point-of-Sale (POS) transactions of $1.00 or more that post during the applicable qualification period. A transaction is considered a POS transaction when you use your debit or credit card online, or physically at a POS register via tap, swipe, or insert. The qualification period is effective from the first day through the last day of the following calendar month and is recalculated monthly based on the prior month’s qualifying transactions. If requirements are unmet, account balances will earn the lowest APY for the applicable tier. The following earnings example is for illustrative purposes only. A member maintaining a balance of at least $250,000.00 in a Wellby Savings Plus account can earn approximately $8,250.00 annually, based on a Bonus APY of 3.30%. APY is accurate as of 1/1/2026. Other account fees may apply. See the Wellby Rates and Fee Schedule in the Truth in Savings Disclosure for details.
A Primary Savings Account is required for new members, which includes membership share and has a minimum balance of $5.00 to open the account.