Wellby Financial

Fixed-Rate Mortgage

Stable mortgage rates for even the wildest of financial dreams.

a two story home with a gold coin above it connected to a flat line graph showing the fixed interest rates available for your mortgage from Wellby
illustration of a home with a locked percent sign in front of it indicating the fixed rate mortgages available from Wellby

Lock-in Rates for the Life of Your Mortgage

With a Wellby fixed-rate mortgage, you know your interest rate won’t change for the entire length of your loan. If you plan to be in your home for the long haul, this can be a great option.

Low Risk and Less Guesswork.

Life can surprise you; your mortgage payment shouldn’t.

  • Protect yourself from potential rate increases with a rate that’s locked in.
  • Plan your payments for the duration of the loan, so there are no surprises along the way.
  • We return our profits to you through rich benefits, like competitive, typically lower rates.

Make Your Dream Home a Reality with Wellby

Step 1

Start your application online in minutes and find out if you are pre-approved.

Step 2

Shop for your dream house with confidence, knowing how much home you can afford.

Step 3

We'll guide you through the entire process, from submitting your documents, through closing day!

monthly calendar with a purple cog wheel in front of it showing the flexible terms available from a fixed-rate mortgage

Flexible Term Options

Your financial needs are as unique as your dream home. That’s why we offer flexible term options to suit your long-term plans.

Low Down Payment Options

With a variety of affordable down payment options, you can begin your path to homeownership without postponing your purchase in order to save for a larger down payment.

a small home attached to a large keyring showing your new home's keys thanks to a low down payment mortgage option

Fixed Rate Mortgage

Adjustable Rate Mortgage (ARM)

Jumbo Mortgage


Fixed Rate Mortgage

TermInterest RateAnnual Percentage Rate (APR)

30-Year Fixed Rate

as low as 6.125%

as low as 6.204%

20-Year Fixed Rate

as low as 6.125%

as low as 6.204%

15-Year Fixed Rate

as low as 6.000%

as low as 6.130%

10-Year Fixed Rate

as low as 6.000%

as low as 6.130%

105% Financing

as low as 6.750%*

as low as 6.952%*

Looking for Different Mortgage Options?

Adjustable Rate Mortgage (ARM)

Lower introductory rate and a variety of term options for added flexibility
Learn More

Mortgage Refinancing

Refinance to a lower interest rate and better terms to match your needs
Learn More

Investment Property

Conventional fixed or adjusted-rate financing for rental properties
Learn More

Speak to a Mortgage Specialist

Our mortgage specialists are here to answer your home loan questions. Schedule your appointment today!

Contact Now
young female customer service team member ready to assist you over the phone

Ready to Take the Leap?

If you’re ready to take the next step towards home ownership, our online application process is quick and easy!

Fixed-Rate Mortgage FAQs

Learn more about a fixed-rate mortgage from Wellby.

Learn More

Common Questions

How do I apply for a Wellby fixed-rate mortgage?
What is private mortgage insurance (PMI)?
Will my interest rate ever change with a fixed-rate mortgage?