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Youth Checking

Put your child on the right financial path with a Wellby Achievement Card or Early Start Card.

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Banking Together Has Never Been Easier

Our youth checking accounts are ideal for the family who knows it’s never too early to prioritize financial well-being. The Wellby Early Start Card (kids aged 4–12) and Wellby Achievement Card™ (teens aged 13—17) grant access to a linked checking account jointly owned by a parent or guardian.

  • An excellent option for families. With a $0 monthly service fee, your child will be set up for a successful financial future with no hidden fees.
  • Joint ownership means each account is opened jointly with a parent or guardian 18 years or older, allowing full access to the youth account.
  • Low initial deposit means your child can start their checking account with no minimum balance required after opening.

Help Your Kids Learn to Manage Their Money

Build good money habits with hands-on learning by receiving account notifications, transaction alerts, and balance statements so you can build and monitor their budgets together. 

Two chat bubbles indicating a conversation about finances
Illustration of cellphone checking account balances and eyes watching over it

Parental Monitoring and Controls

Monitor your child’s checking account alongside your primary accounts directly from the Wellby mobile app or online banking portal. Set account notifications and alerts so you can track transactions to prevent overspending and develop healthy financial habits. 

Transferring Money is a Breeze

Want to add their birthday money or allowance directly into their account? You can quickly and easily transfer money directly into your child’s checking account from one of your primary accounts right from your phone or online. 

Illustration of a parent transferring money to a child
Illustration of a cellphone completing a mobile money transfer with a check mark

Mobile-Friendly Access for Your Child

Your child’s mobile device can help them build healthy financial habits through easy-to-use account monitoring. Checking their balance, budgeting, and tracking savings goals is easy with access to our mobile banking app. Our mobile app also grants access to their digital wallet allowing teens who are on the go full access to their funds even if they forget their card at home. 

Contactless Visa™ Debit Card

Your child’s account will come with a contactless Visa debit card, so they can access their funds for day-to-day transactions. Their card also gives them access to 55,000+ fee-free ATMs while still providing the fraud recovery and security you expect from a standard Wellby Checking account.

Youth Checking Rates

Compare Checking Accounts

ProductWellby Secure SpendingWellby Achievement CardWellby Early Start Card
Monthly Service Fee$0$0$0
Initial Deposit$25$10$10
Debit Card & Online Bill Pay
Checks
Overdraft Protection
Overdraft Steward
ATM Services
Early Payday*
Direct Deposit Connection and Customization
Disclosures
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Let's Get Started

You’re just a few clicks away from starting your new financial journey.
Let’s reach your dreams together.

Youth Checking Accounts FAQs

Learn how a Wellby Early Start or Achievement Card can help put your child or teen on the path to financial well-being.

Learn More

Common Questions

How do I apply for a Wellby youth checking account?
Do Wellby youth checking accounts include account monitoring?
Can I manage my Wellby youth checking account online?