Routing Number: 313083992
Branches and ATMs

Make a Payment
Rates & Fees
Contact Us

Make a Payment
Rates & Fees
Contact Us

Checking
Free High Yield Checking, Premium Perks
Enjoy a high yield, no monthly service fees, Early Payday, and other premium perks with a Wellby Secure Spending account. (APY = Annual Percentage Yield)
Open Now
Savings
Take Your Savings Further
Pair your Wellby Savings Plus account with any Wellby checking account and double your savings rate** to earn up to 4.08% APY*
**DOUBLE YOUR RATE!
Mortgages
Don’t Let a Down Payment Stand in Your Way
105% mortgage financing available to include down payment and minimal closing costs, for borrowers with qualifying credit, to help turn your dream of home ownership into reality.
Learn More and Apply Today!
Home Equity
Meet Your Home’s Hidden Potential with a Wellby HELOC
Take advantage of our special promotional rate as low as 6.25% APR* for the first 12 months
Learn More
Loans & Credit Cards
Love Your Car, Love Your Payment
We can help you find a payment that fits your budget with rates as low as 5.99% APR* and 90 Days No Payments!
LEARN MORE
Helpful Resources
Financial Power in Your Pocket
Wellby mobile banking empowers you to manage your finances from a single platform anywhere life takes you.
DOWNLOAD OUR APP
About
- About Us
  Our Story
  Our Board
  Wellby Difference
- Community
  Habitat for Humanity House Build
- Member Advocacy Group
- Newsroom
  Annual Reports
  Press Releases
- Premier Partner Program
Discover the Wellby Difference
At Wellby, you’re more than just an account holder and our purpose is to help turn your dreams into reality.
START HERE

Routing Number: 313083992
Branches and ATMs
Make a Payment
Rates & Fees
Contact Us

Checking
Savings
Mortgages
Home Equity
Loans & Credit Cards
Helpful Resources
About

Accounts
Secure Spending
Youth Checking
Checking FAQs

Rates
Secure Spending Rates
Youth Checking Rates

Features
Debit Cards
Direct Deposit
Early Payday
Identity Theft Recovery
Overdraft Services

Bank Anywhere
In-Person Banking
Mobile Banking
Online Banking
Telebanking

Free High Yield Checking, Premium Perks

Enjoy a high yield, no monthly service fees, Early Payday, and other premium perks with a Wellby Secure Spending account. (APY = Annual Percentage Yield)

Open Now

Accounts
Savings Plus
Savings
IRA Savings
Youth Savings
Savings FAQ

Rates
Savings Rates
Youth Saving Rates
Certificate Rates

Certificates
CD FAQs

Investing
Start Investing
Manage Your Investments
Build Wealth
Wealth Management

Take Your Savings Further

Pair your Wellby Savings Plus account with any Wellby checking account and double your savings rate** to earn up to 4.08% APY*

**DOUBLE YOUR RATE!

Mortgages
Fixed-Rate Mortgage
Adjustable-Rate Mortgage
Mortgage Refinancing
Investment Property
Mortgage FAQs

Rates
Fixed Rates
Adjustable Rates
Jumbo Rates

Blog Articles
How to Save for a Home Downpayment
Options for First-Time Homebuyers
Mortgage Terms to Know

Don’t Let a Down Payment Stand in Your Way

105% mortgage financing available to include down payment and minimal closing costs, for borrowers with qualifying credit, to help turn your dream of home ownership into reality.

Learn More and Apply Today!

Home Equity Loan
Home Equity FAQ

Rates
Home Equity Rates
HELOC Rates

HELOC
HELOC FAQ

Meet Your Home’s Hidden Potential with a Wellby HELOC

Take advantage of our special promotional rate as low as 6.25% APR* for the first 12 months

Learn More

Vehicle Loans
New & Used Cars
Auto Refinancing
ATV Loan
Boat Loan
Motorcycle Loan
Recreational Vehicle
Vehicle Loans FAQ

Rates
Vehicle Loan Rates
Auto Refinance Rates
Credit Card Rates
Personal Loan Rates

Credit Cards
Visa Platinum
Visa Platinum Rewards

Personal Loans
Debt Consolidation
Line of Credit
Secured Personal Loan
Unsecured Personal Loan

Love Your Car, Love Your Payment

We can help you find a payment that fits your budget with rates as low as 5.99% APR* and 90 Days No Payments!

LEARN MORE

Locations
ATMs
Branch Locations
Branch Status
Holiday Hours

Security Center
Fraud & Scam Protection
Report Fraud or Lost Card

Tools and Forms
Account Forms
Financial Calculators
Online Payment Center

Financial Wellness
Financial Wellness Center
Blog Articles

Events
Galaxy Lights

FAQs

Promotions

Financial Power in Your Pocket

Wellby mobile banking empowers you to manage your finances from a single platform anywhere life takes you.

DOWNLOAD OUR APP

About Us
Our Story
Our Board
Wellby Difference

Community
Habitat for Humanity House Build

Member Advocacy Group

Newsroom
Annual Reports
Press Releases

Premier Partner Program

Discover the Wellby Difference

At Wellby, you’re more than just an account holder and our purpose is to help turn your dreams into reality.

START HERE

Contact Us

Have questions? We’re here to help.

(281) 488-7070

Contact Center Hours
Monday – Friday: 8:00 a.m. to 6:00 p.m.
Saturday: 8:30 a.m. to 2:30 p.m.
Sunday: Closed

(281) 488-7070 or (800) 940-0708

Securely discuss your account in online banking.
You can also access this option directly when signed in to online banking or the mobile app by selecting Support in the menu, then clicking Start a Conversation.

Send a message

Make an appointment with one of our team members and we'll call you. Select the date and time that works best for you in a few easy steps.

Schedule a call

Schedule an appointment to meet with a Wellby team member at one of our branches. Select the location, date, and time that works best for you in a few easy steps.

Schedule a visit

Need assistance? Click 'Ask us a question!' in the lower right corner of the website to connect with us. Wellby member service representatives are available for Live Chat during business hours, and our Wellby Virtual Assistant is here to help 24/7 outside of those hours.

Start a chat

Find a solution center or ATM near you.

Visit our locations

Address

General Mailing Address

Wellby Financial
P.O. Box 58346
Houston, Texas 77258-8346

Main Office

Wellby Financial
1330 Gemini St.
Houston, Texas 77058-2712

View All Branch Locations

Common Support Topics

Report Fraud

Suspect fraudulent activity? Report it and protect your account.

Learn More

Online Banking

Discover how our online banking tools can help you live life uninterrupted.

Learn More

Locations & ATMs

We’d love to see you! Find our hours and locations near you.

Learn More

Subscribe to Receive Email Communications

Simply click below and complete the form to subscribe to our email communications.

If you have previously unsubscribed, you will be prompted to opt-in again. We're excited to reconnect!

Subscribe to Receive Wellby Partner Promotions

Subscribe to receive exclusive promotional offers from Wellby's trusted partners! Simply fill out this form to select whether you'd like to stay updated on financial products from our partners.

Support FAQs

Find answers to support and transaction process questions.

View More FAQs

How do I report potentially fraudulent charges to my accounts, debit, or credit cards?

A fraudulent charge is a transaction you did not initiate. If you suspect fraudulent activity on your debit or credit card, contact us immediately at (281) 488-7070 or (800) 940-0780. You can also visit one of our branches.

If it's after hours, please call (866) 692-9364 to place an immediate freeze on your card. Contact us the following business day to cancel your card.

After taking the above steps, you must complete and submit the Wellby Credit and Debit Card Fraud Form.

What are the incoming wire instructions for Wellby?

Financial Institution Name: Wellby
Financial Institution Address: 1330 Gemini, Houston, TX 77058
Routing/ABA Number: 313083992
Member Account Number: Member Number + Share ID
Example: 12345678-1000; 12345678-1100; 12345678-1001

How can I subscribe or opt in to receive emails from Wellby?

You can subscribe or opt-in to receive emails from Wellby using this form.

Simply complete the form to subscribe to our email communications.

If you have previously unsubscribed, you will be prompted to opt-in again by requesting an email from Wellby to update your subscription preferences and let us know the topics you're interested in. Open the email you receive from Wellby Financial (hello@e.wellbyfinancial.com) and follow the instructions to opt-in to receive emails from us. We're excited to reconnect!

Do I have to visit a branch to open my new Wellby account?

No, all of our accounts and loans offer online applications that can be completed quickly and at your convenience.

How do I schedule an appointment?

You can schedule an appointment online at the branch of your choice, or give us a call to schedule over the phone.

JSC Federal Credit Union does business as Wellby Financial ("Wellby"). By doing business with Wellby Financial, you acknowledge that you are doing business with JSC Federal Credit Union.