Wellby Financial

Home Equity Loan

You’ve invested so much in your home. Why not use it to fund your next big dream?

Front view of a home with a gold coin going into the top as you build equity into your home
a treasure chest shaped like a house with money and coins inside showing the value of your home's equity

Unlock the Power of Your Home's Equity

No matter what your next big dream is, a home equity loan is a unique way to attain the funds you need. Sometimes called a second mortgage, a home equity loan allows you to use your home as collateral for a fixed-term loan.

Make Your Equity Work for You

  • With a fixed interest rate, you can have peace of mind in always knowing what to expect for your payments.
  • We know that sometimes plans change. So, our home equity loans have no application fees or prepayment penalties.
  • Gain the security you need by borrowing up to 80% of the loan-to-value.

Your Home Equity Loan is Closer Than You Think

Step 1

Apply online with our easy application.



Step 2

We'll be in touch to let you know if you qualify and discuss the next steps.


Step 3

We'll guide you through the process from start to finish, so you can use your home equity loan to help achieve your next dream.
a calendar with a cog wheel for adjustable term lengths on your home equity loan

Loans Tailored for You

Your financial journey is unique to you, and your Wellby loan will be too. We offer a variety of loan term options designed to meet your needs and budget.

Home Equity Line of Credit (HELOC) - 1st Lien or 2nd Lien with Wellby Mortgage

Home Equity Line of Credit (HELOC) - 2nd Lien

Fixed Rate Home Equity Loan - 1st Lien or 2nd Lien with Wellby Mortgage

Fixed Rate Home Equity Loan - 2nd Lien


Home Equity Line of Credit (HELOC) - 1st Lien or 2nd Lien with Wellby Mortgage

TermAnnual Percentage Rate (APR)

360 months:

• 120 month Draw Period

• 240 month Repayment Period

as low as 7.75% - variable rate
Introductory Rate: 5.99% for 12 months

Ready to get started?

Wellby home equity loans are designed for your unique needs. Use our simple and easy online application to begin.

Home Equity Loan FAQs

Looking to learn more about home equity loans? Take a look at our FAQs!

Learn More

Common Questions

How do I apply for a Wellby home equity loan?
How much can I borrow for a Wellby home equity loan?
Does a Wellby home equity loan come with a fixed or adjustable rate?