Join Us on April 16, 2024, for our Annual meeting & Board of Directors Election!
For more information on Board election, including Nominee Bios and the petition process, click here.

Join us for Wellby Member Days at Space Center Houston’s Moon 2 Mars Festival: March 13-16!

Wellby Financial

Home Equity Loan

You’ve invested so much in your home. Why not use it to fund your next big dream?

Front view of a home with a gold coin going into the top as you build equity into your home
a treasure chest shaped like a house with money and coins inside showing the value of your home's equity

Unlock the Power of Your Home's Equity

No matter what your next big dream is, a home equity loan is a unique way to attain the funds you need. Sometimes called a second mortgage, a home equity loan allows you to use your home as collateral for a fixed-term loan.

Make Your Equity Work for You

  • With a fixed interest rate, you can have peace of mind in always knowing what to expect for your payments.
  • We know that sometimes plans change. So, our home equity loans have no application fees or prepayment penalties.
  • Gain the security you need by borrowing up to 80% of the loan-to-value.

Your Home Equity Loan is Closer Than You Think

Step 1

Apply online with our easy application.



Step 2

We'll be in touch to let you know if you qualify and discuss the next steps.


Step 3

We'll guide you through the process from start to finish, so you can use your home equity loan to help achieve your next dream.
a calendar with a cog wheel for adjustable term lengths on your home equity loan

Loans Tailored for You

Your financial journey is unique to you, and your Wellby loan will be too. We offer a variety of loan term options designed to meet your needs and budget.

Home Equity Loan Rates

Ready to Apply?

Unlock the power of your home’s equity today with our simple online application. Get started today!

Home Equity Loan FAQs

Learn more about home equity loans and find answers within our FAQs.

Learn More

Common Questions

How do I apply for a Wellby home equity loan?
How much can I borrow for a Wellby home equity loan?
Does a Wellby home equity loan come with a fixed or adjustable rate?