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Home Loans

Moving into your dream home starts with the right home loan.

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Benefits
Fixed-Rate
Adjustable-Rate
Refinance
Investment Property
Home Equity
HELOC
Rates
Calculator
FAQs

Why Houstonians Choose Wellby for Their Mortgage

  • Get Pre-Qualified in Minutes – Our experienced Mortgage Loan Officers can get you pre-qualified quickly.
  • A Product for Every Dream - From conventional, fixed, and adjustable to low-down-payment options, we have hundreds of mortgage options to meet your needs.
  • Local Experts, Personalized Guidance – Our Houston-based team understands the local market and is here to guide you every step of the way.

Buy Your Home with Ease from Trusted Mortgage Loan Lenders

  • Mortgage Expertise – Our Mortgage Loan Officers are specialists and will work with you to identify the best loan option for you.
  • Secure, Paperless Options – We offer you a safe option to connect directly to your bank account and other key documents electronically and avoid searching and printing documents.
  • Flexible Loan Options – With hundreds of loan types available, including first-time homebuyers programs, we have a solution to help you confidently finance your new home.

Backed by knowledgeable Mortgage Loan Officers, secure digital tools, and customized loan options, Wellby Financial makes it easier to navigate your mortgage with clarity, confidence, and personalized support.
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Fixed-Rate Mortgage

A fixed-rate home loan allows you to take advantage of today’s competitive interest rates by locking in your rate for the entire length of your mortgage. With a fixed rate, you can determine your monthly mortgage payment based on your preferred term that best fits your needs and budget. Shop for your new home with confidence, knowing your rate will never change.

Adjustable-Rate Mortgage

Adjustable-rate mortgage loans often come with lower initial interest rates but will change through the length of the loan after an initial locked period. This allows you to take advantage of potentially lower rates in the early stages of your home loan, making it a good option for borrowers who plan to move again in the near future.

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Mortgage Loan Refinance

Refinancing your mortgage can potentially lower your monthly payments by giving you access to a lower interest rate or renewed term agreement. This can help you pay off your home loan faster or cash out your existing equity — and lower your monthly payment.

Investment Property Loan

You can start investing in real estate with confidence, knowing you’re getting a competitive rate from Wellby. Add a potential new income stream to your finances with a Wellby investment property loan that fits your budget and portfolio.

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a home with two stacks of money in front of it showing the value available from your home's equity

Home Equity Loan

Unlock the power of your home’s equity with a home equity loan from Wellby. Use your equity to make improvements on your home, cover major expenses, or consolidate debt so you can work toward your financial goals.

Home Equity Line of Credit (HELOC)

Leverage your home’s equity to gain ongoing access to the funds you need when you need them. Flexible for any life goal, these funds can be used for debt consolidation, home improvements, big purchases, and more!

A Dream Mortgage for Your Dream Home

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Personalized

Available term lengths and interest rates that fit your personal needs.

 

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Learn what to expect from your mortgage process and closing costs.

 

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Simple

Submit your application, upload required documents, and get approved entirely online.

Mortgage Rates

See today’s mortgage rates and discount points for 10-, 15-, 20-, and 30-year home loan options, including Fixed, Adjustable, FHA, VA, and more.

Mortgage Rates

Mortgage Calculator

Mortgage Refinance Calculator

Invest in Your Houston Home with Confidence

Whether you’re buying a new house or improving your current home, a mortgage from Wellby gives you the tools you need to have your dream home. Join the Wellby family and gain a true partner.

Mortgage and Home Loan FAQs

Learn more about home loan options available to you and find the right one for your needs.

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Common Questions