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Download the New Wellby App & Enroll in Digital Banking

Be sure you have your existing member information ready to avoid enrollment issues, including your social security number, member number, and the email address and phone number associated with your JSC FCU account. Don’t attempt to enroll more than four times to avoid being locked out.

Debt Consolidation Loans

Debt doesn’t have to get in the way of your goals.

Take Control of Your Debt With a Consolidation Loan

Credit card debt can cast a shadow over the brightest dreams. A debt consolidation loan can help you take control of your financial well-being by giving you one monthly payment with an affordable interest rate.

Why Consolidate Your Debts?

Remove the barriers to your success, relieve the stress of managing multiple bills, and improve your financial well-being with one simple monthly payment.

  • Debt consolidation loans are designed to save you money on your existing debt with an affordable fixed rate and payment.
  • With less money going toward the steep, fluctuating interest rates often seen with credit cards, a debt consolidation loan can help you pay off your debt quicker.
  • Paying off your credit cards and consolidating your debts into one loan could help improve your credit rating.

Easy Online Application

Apply for your new loan entirely online with our simple, easy application process. You can upload the required paperwork without needing to step foot into a solution center.

Gain Peace of Mind

A Welby debt consolidation loan can give you some breathing room while simplifying your finances. With flexible term options and competitive interest rates, we’ll help you find a budget-friendly monthly payment that supports your well-being.

Improve Your Financial Well-Being in Just a Few Steps

Step 1

Total your debts and apply online.

Step 2

Work with one of our lending specialists to tailor your loan to your needs.

Step 3

Enjoy the benefits of financial well-being and lower monthly payments.

Ready to Take Charge Your Debt?

Take control of your credit card debt with a Wellby consolidation loan. With one lower monthly payment, you’ll have peace of mind knowing you’re working toward your financial goals. Applying is easy – so what are you waiting for?

Debit Consolidation Loan FAQs

Want to know more about consolidating your debt? Learn more here.

Learn More

Common Questions

How do I apply for a debt consolidation loan from Wellby?
Can I consolidate debt from multiple credit cards or loans?
Will consolidating my debt lower my monthly payments?