Ask Us

Atomic Direct Deposit allows members to update the destination of their direct deposit to Wellby Financial quickly and securely.

You can connect your payroll accounts in a couple of minutes anytime, anywhere.

1. Log into your online banking account with your username and password.
2. From your dashboard, click "Set up direct deposit." which will bring you to the Atomic home page.
3. Select "connect an account" and choose which account you would like your paychecks deposited into.
4. Find your employer in the existing list or search for their name in the search box.
5. Sign in to your employment account with your employee user ID and password.
6. Click "Change" to customize the amount of each paycheck you'd like deposited.
7. After a few moments, the system will process your request. Then you're all set!

You can also view our direct deposit setup tutorial video to follow along while completing this process.

Yes, you can choose between a fixed amount or a percentage when setting up new paycheck distributions.

At Wellby, protecting your personal information and funds are our top priorities. The process of setting up and switching direct deposit is secure and verified in real-time.

Yes, the Wellby Secure Spending account has a low $6 monthly service fee with the ability to waive this fee if you qualify.
We’ll waive your $6 Monthly Service Charge when you:

• Set up a direct deposit of at least $300 per month
• Register for our online banking platform and are an active user by logging in once every three months
• Receive eight or more posted debit card transactions or bills paid with your debit card, or by being a Wellby lending member

After you open your Wellby Secure Spending or Wellby Spending Plus account, we will send you information, including the steps to activate your nxg|PROTECT program for enhanced identity theft monitoring services. It is a simple, one-time registration process to start utilizing your benefits.

Yes, the Wellby Spending Plus account has a low $10 monthly service fee with the ability to waive this fee if you qualify.
We’ll waive your $10 monthly service fee if you:

• Set up a direct deposit of at least $4,500 per month
• Register for our online banking platform and are an active user by logging in once every three months
• Complete one of the following: eight or more posted debit card transactions or bill payments, or $100,000+ in lending balances with Wellby

You can apply online for a personal loan, or fill out an application at any of our branches.

Personal loan types include debt consolidation, home improvement, medical expenses, relocation assistance, and secured loans.

Yes, Wellby offers Traditional, Roth, and Coverdell IRA accounts, as certificate or variable share account types.

Once your IRA account is opened, you can make regular contributions to your account, move assets through a direct transfer, or roll over assets from an existing IRA or an employer-sponsored retirement plan.