We’re experiencing higher-than-normal call volumes, and we appreciate your patience as we work to answer your calls as quickly as possible.

Download the New Wellby App & Enroll in Digital Banking

Be sure you have your existing member information ready to avoid enrollment issues, including your social security number, member number, and the email address and phone number associated with your JSC FCU account. Don’t attempt to enroll more than four times to avoid being locked out.

All Terrain Vehicle (ATV) Loans

Looking for adventure off the beaten path? Let us help you get there faster.

Find Your Adventure

Life is a journey, so why not explore a little more off-road? With a Wellby ATV loan designed for your financial well-being , we can help put you in the driver's seat sooner than you think.

Apply in Minutes

You can apply for a Welby loan in minutes with our easy and simple online application. Spend less time applying and more time planning your next off-road adventure.

Freedom to Roam

Our loans give you more freedom. Wellby loans have no hidden fees or payoff penalties and can be paid quickly and easily online or through your mobile app - from anywhere.

Save Money

We return our profits to you through rewarding member benefits like lower interest rates. Spending less on interest gives you more to put toward your next big adventure.

Account Type

ATV Loan

TermAnnual Percentage Rate (APR)Term Model YearsLoan Amount

Up to 24 months

as low as 2.84%


Up to 36 months

as low as 3.80%


Up to 48 months

as low as 4.05%


Minimum $4,000

Up to 63 months

as low as 4.30%


Minimum $7,500

Up to 72 months

as low as 4.55%


Minimum $10,000

Apply for an ATV Loan

Your off-road adventure could begin in just a few minutes. Start your online loan application today and take the first step in making your dreams of ATV ownership a reality! 

Wellby ATV Loan FAQs

Learn more about your Wellby ATV loan options.

Learn More

Common Questions

How many months can I finance an ATV loan?
Can I apply for a loan if I haven’t found an ATV yet?
How do I know if my loan is approved?