We’re experiencing higher-than-normal call volumes, and we appreciate your patience as we work to answer your calls as quickly as possible.

Download the New Wellby App & Enroll in Digital Banking

Be sure you have your existing member information ready to avoid enrollment issues, including your social security number, member number, and the email address and phone number associated with your JSC FCU account. Don’t attempt to enroll more than four times to avoid being locked out.

Vehicle Loans

Take the first step toward the vehicle of your dreams.

Loan Options to Fit Your Needs

We’re here to help remove the barriers to your financial goals. Whether you’re dreaming of driving a new car on the open road, cruising a boat through the high seas, or exploring the country with an RV, we have loan solutions to fit your unique needs. We have competitive rates, flexible terms, and simple online applications and payments.

New and Used Auto Loans

Whether you’re looking at a brand-new car or one that’s new to you, we have loan options that can help you fit the car of your dreams into the reality of your budget. We offer easy online payments, simple and fast applications, no pay-off penalties, and a first-time buyer program to get you into the car you’ve always wanted.

Motorcycle Loans

From road warriors to dirt bike enthusiasts, your vehicle loan needs are as unique as you. We provide loan options with no hidden fees, no pay-off penalties, competitive loan rates, and a quick application process that will have you on the road in no time.

Recreational Vehicle (RV) and Camper Loans

If you dream of hitting the open road and seeing the country from the comfort of an RV or camper, our flexible loan options could be just what you need. Convenient online payments mean you can make payments no matter where your adventure takes you.

Boat and Watercraft Loans

In no time, you’ll be cruising toward the boat of your dreams with payments that won’t sink your budget with our quick and easy loan application process. Whether you’re looking for a sailboat or a speedboat, it’s smooth sailing with the affordable rates and flexible terms our boat and watercraft loans can offer.

ATV Loans

Take your sense of adventure off-road on your new ATV. We offer loan options to fit your unique needs, with no pay-off penalties, flexible terms, and simple online application processes. We can help you explore new terrain and new destinations sooner than you think.

Auto Loan (New & Used)

Motorcycle Loan

Boat & Watercraft Loan

Recreational Vehicle Loan

ATV Loan

Account Type

Auto Loan (New & Used)

TermAnnual Percentage Rate (APR)Term Model YearsLoan Amount (minimum)
Up to 36 monthsas low as 2.74%2011-2021
Up to 48 monthsas low as 2.74%2011-2021
Up to 63 monthsas low as 2.74%2011-2021Minimum $10,000
Up to 75 monthsas low as 3.24%2011-2021Minimum $15,000
Up to 84 monthsas low as 4.24%2018-2021Minimum $30,000

Ready to go?

If you’re ready to get on the road or set sail, we’re ready to help take the next step toward your dream vehicle. Applying is quick and simple, so what are you waiting for?

Vehicle Loan FAQ

We’ve compiled the most frequently asked questions about our loan products for your convenience. Still have questions?

Learn More

Common Questions

How many months can I finance a vehicle loan?
How much can I borrow on a vehicle loan?
How do I know if my loan is approved?