Wellby Financial

Loans and Mortgages

Vehicle, home, and personal lending options to help you go for your dreams.

Lending Solutions for Your Next Big Purchase

Our competitive pricing and lending options are personalized solutions for your financial goals.

  • We're ready to help you secure your dream home or investment property with our mortgage loan options, whether you're financing or refinancing.
  • Whether by car, motorcycle, RV, or boat, our vehicle loans can help you finance the right ride for your journey.
  • Take advantage of the equity in your home for home improvements or to pay for life's big events with a home equity loan.
  • Personal lending solutions are available for nearly anything life may throw your way, including home improvements, debt consolidation, and more.

We Offer Digital Tools for Your Lending Journey

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Online Application

Submit your application and upload your financial documents entirely online for your convenience.

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Digital Bill Payments

Make your one-time or recurring loan payments online or directly through our mobile app.

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Loan Payment Calculators

Financial calculators to help estimate your monthly payments and budget for your next big purchase.

Tailored Mortgage and Home Equity Options

We offer a variety of mortgage financing and home equity options tailored to fit your budget and your personal goals.

Hit the Road with Confidence

Incredible lower rates and term options on new and used vehicle loans mean you can take on your next adventure in a vehicle that’s right for you.

Personal Loans for Whatever Life Brings

Financing options with competitive rates and flexible term lengths can help you get the funds you need when you need them.

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Illustration of an approved vehicle loan and car keys

Vehicle Loans

In the market for a new car, boat, or RV? We can help you get into the driver’s seat or captain’s chair of your dream vehicle with a competitive rate and no hidden fees.

Home Loans

Whether you're buying a home or utilizing your hard-earned equity in the home you already own, we work with you to deliver flexible loan options that are custom-fit to your life, goals, and budget.

Personal Loans

From debt consolidation to home renovations to medical expenses, our personal loan options have you covered. Manage your life events with a personal loan designed with your needs and budget in mind.

Personal Loan

Auto Loan (New & Used)

Motorcycle Loan

Boat & Watercraft Loan

Recreational Vehicle Loan

ATV Loan


Auto Loan (New & Used)

Term Model RangeTermAnnual Percentage Rate (APR)
2022-2023+Up to 48 monthsas low as 5.89%
2022-2023+Up to 84 monthsas low as 6.64%
2019-2021Up to 48 monthsas low as 6.39%
2019-2021*Up to 84 monthsas low as 6.99%
2017-2018Up to 48 monthsas low as 7.09%
2017-2018Up to 77 monthsas low as 7.69%
2016 and olderUp to 66 monthsas low as 7.89%
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Let's Get Started

Apply online and take the first step toward your next financial goal or investment. Our team of lending specialists will be here to assist you through every step of the process.

Loan and Mortgage FAQs

Learn more about our home, vehicle, and personal loan options.

Learn More

Common Questions

How much can I borrow on a vehicle loan?
What is private mortgage insurance (PMI)?
How do I apply for a mortgage from Wellby?
How do I apply for a home equity loan from Wellby?
How do I apply for a personal loan from Wellby?
How do I apply for a vehicle loan from Wellby?