We’re experiencing higher-than-normal call volumes, and we appreciate your patience as we work to answer your calls as quickly as possible.

Download the New Wellby App & Enroll in Digital Banking

Be sure you have your existing member information ready to avoid enrollment issues, including your social security number, member number, and the email address and phone number associated with your JSC FCU account. Don’t attempt to enroll more than four times to avoid being locked out.

Mortgage Refinancing

Re-align your mortgage loan by refinancing to match your changing needs.

Why Consider Refinancing?

Refinancing your mortgage can provide you with lower interest rates, lower monthly payments, better loan terms, or can allow you to access your home’s equity. Our refinancing options are tailored to your unique needs, so we can help you achieve your financial dreams faster.

A New Loan Can Make a World of Difference

Different loans meet different needs. Our loans are tailored to yours, to help ensure your financial well-being.

  • Fixed and adjustable-rate options available so you can find the interest rate that works for you.
  • Fast and easy application processes mean you could take the next step toward refinancing sooner than you think.
  • Lower monthly payments or interest rates give you more freedom to work toward your financial plans and goals.

Refinancing is Just a Few Steps Away

Step 1

Fill out our easy online application.

Step 2

We’ll be in touch to let you know if you qualify and if your application is pre-approved.

Step 3

We'll guide you through every step to your refinance mortgage!

Flexible Term Options

Your refinancing journey should lead to where you want to go, whether that means refinancing for a longer-term and having lower monthly payments, or a shorter term to pay your mortgage off faster. We’ll be there to help you along the way.

Ready to Refinance Your Mortgage?

Whether you want lower rates or smaller monthly payments, refinancing your mortgage is simple with our easy and quick online applications.

Mortgage Refinancing FAQ

Want to learn more about mortgage refinancing?

Learn More

Common Question

How do I apply for a Wellby mortgage refinance loan?
Will refinancing my mortgage lower my interest payments?
How do I know if my loan is approved?