Our Share Certificates offer flexibility and guaranteed rates for your set term limit.
A No-risk, Higher-interest Way to Save
Wellby Certificate accounts offer flexible term options for up to 60 months, allowing you to lock in your dividend rate for the full-term length.
- Upon opening your account, lock in your interest rate for the entire length of the CD.
- Typically earns higher interest than traditional savings accounts.
- Term limits that fit your needs. The longer the term, the more interest you’ll earn.
- A safe and secure investment vehicle with NCUA-insured limits.
When you lock your rate, it’s set in stone. By locking in your Wellby Certificate account’s dividend rate when opening your account, you can calculate the total return without worrying about changes in the market.
Tiered Opening Deposits
Based on your initial opening investment, you could qualify for higher dividend rates! With a $500 initial deposit, you can start saving for your future while growing your investment.
- Regular: $1,000 minimum opening deposit
- Mini Jumbo: $50,000 minimum opening deposit
- Jumbo: $100,000 minimum opening deposit
A Secure Way to Invest
Your money is NCUA insured, and your account comes with complimentary ID theft recovery, security alerts, and so much more. Wellby Certificate accounts also come with full access to our mobile app and online banking platform, so you can keep track of your account as it matures at home or while on the go.
Compare Savings Accounts
|Product||Wellby Savings||Wellby Savings Plus||Wellby Achievement Savings||Wellby Early Start Savings||Wellby IRA Savings||Wellby IRA Certificates|
|Online Account Management|
|Mobile Account Management|
|No Minimum Balance|
|Identity Theft Recovery|
Learn all about our Share Certificates, term limits, investment tiers, and more.