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Wellby

Boat and Watercraft Loan

Set sail toward your financial dreams with our competitive rates.

a new boat on a scenic adventure across the water on a sunny day which is waiting for you thanks to a Wellby boat loan
a Wellby boat loan application showing approved and the dream boat you can own with your approved loan

Boat Loans That Won't Break Your Budget

Whether you’re after a catamaran or a speedboat, we’ll help you determine which loan option best fits your budget and monthly payment goals.  

a monthly calendar with different dates marked and a purple cog wheel showcasing flexible terms available for a Wellby boat loan

Flexible Terms

Own your boat on your terms. Choose from a variety of term lengths that work best for your goals

Send Payments While on Deck

Manage your payments online, from wherever your adventures take you. 

a percent sign with a downward arrow showing the competitive rates that are available for your boat loan that can help save you money on interest

Competitive Rates

As a member-focused not-for-profit organization, we return our profits to our members through lower loan interest rates. 

Auto Loan (New & Used)

Motorcycle Loan

Boat & Watercraft Loan

Recreational Vehicle Loan

ATV Loan

LOAN TYPE

Auto Loan (New & Used)

TermAnnual Percentage Rate (APR)Term Model YearsLoan Amount
Up to 36 monthsas low as 2.24%2012-2022
Up to 48 monthsas low as 2.24%2012-2022
Up to 63 monthsas low as 2.24%2012-2022Minimum $10,000
Up to 75 monthsas low as 2.74%2012-2022Minimum $15,000
Up to 84 monthsas low as 3.74%2019-2022*Minimum $30,000

Apply for Your Boat Loan

It’s smooth sailing from here. Apply for your boat or watercraft loan today with our easy online application.

Boat & Watercraft Loan FAQs

Learn more about your Wellby boat & watercraft loan options.

Learn More

Common Questions

How many months can I finance a boat loan?
Can I apply for a loan if I haven’t found a boat yet?
How do I know if my boat loan is approved?