Whether you’re a first-time homebuyer or experienced in purchasing real estate, the mortgage process can feel overwhelming at times. That’s why we tailor our home loan options to fit your needs, your budget, and work with you through every step of the process. We provide knowledgeable guidance to help you take control of your mortgage and enjoy the first steps toward your new dream home.
A fixed-rate home loan allows you to take advantage of today’s competitive interest rates by locking in your rate for the entire length of your mortgage. With a fixed rate, you can determine your monthly mortgage payment based on your preferred term that best fits your needs and budget. Shop for your new home with confidence, knowing your rate will never change.
Adjustable-rate mortgages often come with lower initial interest rates but will change through the length of the loan after an initial locked period. This allows you to take advantage of potentially lower rates in the early stages of your home loan, making it a good option for borrowers who plan to move again in the near future.
Whether you’re looking to remodel your kitchen, replace your roof, or add a deck to your backyard, home improvements and repairs can be expensive endeavors. A home improvement loan from Wellby can be an affordable financing option to conquer your home projects without draining your family savings.
Available term lengths and interest rates that fit your personal needs.
Learn what to expect from your mortgage process and closing costs.
Submit your application, upload required documents, and get approved entirely online.
|Term||Interest Rate||Annual Percentage Rate (APR)|
30-Year Fixed Rate
as low as 3.25%
as low as 3.306%
20-Year Fixed Rate
as low as 3.125%
as low as 3.20%
15-Year Fixed Rate
as low as 2.875%
as low as 2.968%
10-Year Fixed Rate
as low as 2.75%
as low as 2.882%
as low as 4.25%
as low as 4.418%
Learn more about home loan options available to you and find the right one for your needs.