A checking account that fits your lifestyle, with none of the fees. Just how it should be.
A Checking Account Without All the Red Tape
Your bank account should make life easier, not slow you down.
- Free Visa™ contactless credit card so you can access your funds on the go, wherever you are.
- Free access to more than 55,000 surcharge-free ATMs.
- Free access to more than 5,000 credit union centers across the country.
- Online banking, mobile app, and telebanking services at your fingertips.
We Offer a Personalized Banking Experience
Connect your checking account’s debit card directly to your Wellby mobile wallet to check out faster online and in stores.
Your Money, Faster
Free as free can be - $0 monthly service fees and no direct deposit requirement.
Deposit checks, transfer funds, and pay your bills from our easy-to-use mobile banking app.
Goodbye Overdraft Fees
Accidents happen, and we have your back with no-fee Overdraft Ease™ coverage starting at $20*.
Send money to your friends, even those outside of Wellby, directly from your online checking account or the Wellby mobile app.
Fight Back Against Fraud
$0 Liability Protection (Visa™) for unauthorized debit card purchases, complimentary ID theft recovery services, 24/7 monitoring, and free account alerts.
Compare Checking Accounts
|Product||Wellby Spending||Wellby Spending Plus||Wellby Secure Spending||Wellby Achievement Card||Wellby Early Start Checking|
|Online Bill Pay|
|Identity Theft Recovery|
|Expanded Identity Theft Protection & Mobile Phone Coverage*|
Wellby Spending FAQs
Have a question? Here’s what you need to know about the Wellby Spending account and how it can work for you.