What Could You Do With a Lower Mortgage Payment?
Don’t let high-interest rates keep you from enjoying your home!
At Wellby, we know you want affordable home financing that fits your lifestyle and goals, giving you the financial confidence and flexibility you’ve always dreamed of.
With a high-interest rate, more of your monthly payment goes toward interest instead of your principle, which slows down how quickly you can build equity in your new home. We believe everyone should enjoy homeownership without the unnecessary stress that comes with high-interest rates or unfavorable term lengths.
As interest rates change, you may be eligible for a lower rate than when you initially financed your home. This is why we help members just like you refinance their home mortgage with competitive rates and flexible terms that fit their current financial goals and their budget.
Here's how Wellby can help you find the right mortgage for you:
- Get pre-qualified within 1 business day. Start with our easy online application.
- We'll guide you through the process to find the right loan for you.
- We'll be there to guide you through the entire process of refinancing your mortgage.
Apply today and feel confident that you’re taking the right steps toward a lower-rate mortgage that will save you money each month.
APR = Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Loans are subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, collateral (including age and mileage), and other normal lending criteria. Your actual rate may be higher than those shown based on information relating to these factors as determined after applying. Rates subject to change without notice.
JSC Federal Credit Union does business as Wellby Financial ("Wellby Financial" or "Wellby"). By doing business with Wellby Financial, you acknowledge that you are doing business with JSC Federal Credit Union. This offer is subject to membership eligibility. You are eligible if you live, work, worship, attend school, or do business in the Greater Houston Metro or Galveston area. You can also join Wellby if you are an employee or member of one of the 2,000+ companies, organizations, churches, homeowners’ associations, or areas of community service in our field of membership or are an American Consumer Council member. You may also be eligible to join if you are an immediate family member or live in the same household as a current Wellby member.