Earn 4.59% APY* on a 7-month Certificate
At Wellby, we understand that it’s difficult to decide where to invest your savings when the market fluctuates. You want a higher rate on a secure, predictable, short-term solution with guaranteed dividends.
We believe everyone should have the opportunity to earn locked-in interest rates, so you receive a solid return without the risk of today’s market.
That’s why we offer a 7-month certificate that earns 4.59% APY*. With higher dividends than a standard savings account, you’ll get the returns you deserve with the safety and security of NCUA-insured limits.
Start saving more today:
- Open your certificate in minutes by completing the online application.
- Deposit your funds based on your selected certificate term.
- Maximize your savings with locked-in Interest!
Don’t let changing market conditions deter you from growing your savings. Invest in your future with a Wellby certificate, and feel confident you’re earning a competitive rate on your money.
This offer is subject to change without notice. Wellby has the right to cancel or change this promotion at any time.
*APY = Annual Percentage Yield. APY is accurate as of 04/21/2023. The APY is a percentage rate that reflects the total amount of dividends paid on an account based on the dividend rate and frequency of compounding for an annual period. Dividend rates and APY are fixed rates during the certificate term until maturity. The rate reflects the current 7-month certificate offer. The minimum opening deposit and the minimum balance to earn the stated APY is $1000.00. Any service fees could reduce the earnings on the account. The 7-month certificate will auto-renew to the 6-month certificate term or the term selected prior to renewal, or during the grace period. A penalty equal to 90 days of dividends may be imposed for withdrawals before maturity. Additional rates are available for 6, 12, 18, 24, 36, and 48 month certificate terms. The NCUA insures individual accounts up to $250,000. Speak with a Wellby specialist for more information.
A Primary Savings account is required for new members, which includes the membership share and has a minimum balance of $5 to open the account. Certain restrictions may apply.
JSC Federal Credit Union does business as Wellby Financial ("Wellby Financial" or "Wellby"). By doing business with Wellby Financial, you acknowledge that you are doing business with JSC Federal Credit Union. This offer is subject to membership eligibility. You are eligible if you live, work, worship, attend school, or do business in the Greater Houston Metro or Galveston area. You can also join Wellby if you are an employee or member of one of the 2,000+ companies, organizations, churches, homeowners’ associations, or areas of community service in our field of membership or are an American Consumer Council member. You may also be eligible to join if you are an immediate family member or live in the same household as a current Wellby member.