Love Your Car, Love Your Payment
Auto Loan Rates as Low as 4.94% APR*
At Wellby, we know that financial freedom comes from financing you can afford – especially when it comes to your car loan.
High monthly car payments can strain your monthly budget unnecessarily and prevent you from feeling secure about your financial future. That’s why you need a new or used car loan that comes with an affordable interest rate that fits your budget.
We believe everyone should have an affordable car payment that allows you to enjoy your new car without overpaying high-interest rates. For over 60 years, we’ve helped our members finance their dream cars with competitive rates, and flexible terms, so they can feel confident when choosing the right car for them.
Here's how Wellby can help:
- Complete your application to determine pre-approval.
- A Wellby loan specialist will reach out to discuss your needs and help you get an affordable interest rate.
- Close on your new vehicle loan with a rate that fits your budget.
Stop wasting money by paying too much for your car. Instead, enjoy the peace of mind and affordable rates available when financing your Wellby auto loan.
*APR = Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Rate effective as of 9/18/2026. Loans are subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, collateral (including age and mileage), and other normal lending criteria. Payment Example: A $20,000.00 loan with a 48-month term at 4.94% APR will have 47 payments of $460.06 and a final payment of $460.06. Rates subject to change without notice. For more information, please contact a Wellby lending specialist at (281) 488-7070.
A Primary Savings account is required for new members, which includes the membership share and has a minimum balance of $5.00 to open the account. Certain restrictions may apply.