You're Invited to Our Annual Meeting on April 18, 2023! Learn More

Accidents happen; stay protected. Opt-in to Overdraft Steward with Debit Card coverage.

Our Park Place Branch will be temporarily closed. Please visit our location center to find your nearest branch.

Wellby Financial

Home Improvement Loan

Create the home of your dreams with a loan that fits your budget.

a man working on a home improvement with tools and a ladder whose happy knowing he has the funds to pay for his project from a Wellby personal loan
a home with a paint bucket, hammers. and measuring tools above it showing just some of the things you can do with a home improvement loan from Wellby

Financial Well-being Starts at Home

A Wellby home improvement loan helps you get the cash you need for improvements and repairs. Whether you need funds to repair unexpected damage or for an exciting new renovation, we’re here to help you create the home of your dreams.

Turn Dreaming into Planning

Elevate your living space and increase your home’s value. With our lower interest rates, you could turn your dream home renovations and repairs into reality for less than you think.

  • Remodel your kitchen or bath, add an extension, or put in the pool you've always wanted.
  • Great for making efficiency upgrades such as solar panels.
  • An efficient loan process with no collateral required - so you can get your project started sooner than later.

Rest Easy About Repairs and Renovations

Not only can home repairs and renovations become costly, but they can also be stressful. A Wellby home improvement loan helps you alleviate those stressors.

  • In the event you need funds for an emergency, our online application process makes it fast and easy, so you can get started quickly.
  • With flexible term options, you can cover the cost of materials and contractors with an affordable monthly payment that fits your budget.
  • If you’re ready to pay off your loan early, we won’t penalize you with prepayment fees.

Easy Online Application

Apply for your home improvement loan online with our simple, easy application process. You can upload your required paperwork and even receive your approval online, without needing to step inside a branch.

a laptop showing the easy online application for your Wellby home improvement loan

Get Started on Your Repairs in Just a Few Steps

Step 1

Apply online with our streamlined application process.


Step 2

Work with one of our lending specialists to tailor your loan to your needs.

Step 3

Get started on your home improvement or repairs with peace of mind.

Personal Loan

Debt Consolidation Loan

Home Improvement Loan

Personal Line of Credit

Certificate Secured Loan

Savings Secured Loan


Personal Loan

TermAnnual Percentage Rate (APR)Loan Amount
Up to 48 Monthsas low as 7.49%Up to $40,000
Up to 60 monthsas low as 7.99%Up to $40,000
Up to 72 monthsas low as 8.49%Up to $40,000
Up to 84 monthsas low as 9.49%Up to $40,000
Up to 120 monthsas low as 11.49%Up to $40,000

Speak to a Lending Specialist


Our loan options are designed to fit your goals and budget. Schedule an appointment today to speak to a lending specialist about your financial needs.


a male lending specialist team member ready to assist you over the phone with your financial goals

Ready To Start Renovating?

Start your power tools! A Wellby home improvement loan gives you the financial power to make the repairs or renovations your home needs. Applying online is quick and simple.

Home Improvement Loan FAQs

Want to know more about our home improvement personal loans? Learn more here.

Learn More

Common Questions

How do I apply for a home improvement loan from Wellby?
Is there a prepayment penalty on a Wellby home improvement loan?