Unlock Your Home’s Value to Reduce Debt
Enjoy Rates as low as 6.75% APR*
At Wellby, we know you want to achieve your life’s goals, but you simply may not have the funds available to do so right now. In today’s economic environment, we understand that credit card debt can add further strain to your monthly budget.
You spent years building the equity in your home. Now, use it to consolidate high-interest credit card debt into one monthly payment. With a lower-rate home equity loan from Wellby, your home can provide you with the funds you need to help reduce your monthly expenses so you can focus on life’s bigger goals.
With home equity loan rates as low as 6.75% APR*, we help our members reach their financial goals with lower interest rates and affordable payments, allowing you to pursue your dreams sooner rather than later.
Here's how we can help you unlock your home’s equity:
- Complete an application to determine pre-approval.
- Our loan specialists will contact you to choose a term that works best for you.
- Use your home equity loan to pay off high-interest debt.
Apply today so you can stop worrying about paying too much on high-interest credit cards and instead gain the financial freedom to build toward your future.
*APR=Annual Percentage Rate. Annual Percentage Rate of 6.75% APR, and a loan term from 60 months up to 240 months. A home equity loan of $20,000 for 60 months at 6.75% APR will have a monthly payment of $391.33. Loans are subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, collateral, and other normal lending criteria. Rates subject to change without notice.
JSC Federal Credit Union does business as Wellby Financial ("Wellby Financial" or "Wellby"). By doing business with Wellby Financial, you acknowledge that you are doing business with JSC Federal Credit Union. This offer is subject to membership eligibility. You are eligible if you live, work, worship, attend school, or do business in the Greater Houston Metro or Galveston area. You can also join Wellby if you are an employee or member of one of the 2,000+ companies, organizations, churches, homeowners’ associations, or areas of community service in our field of membership or are an American Consumer Council member. You may also be eligible to join if you are an immediate family member or live in the same household as a current Wellby member.