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Medical Expenses Loan

Whether it’s expenses related to an injury, surgery, or chronic illness, you can recover with peace of mind.

a man in a hospital bed with a smile on his face thanks to the medical expenses loan from Wellby that is helping him pay for his medical expenses
A medical bill surrounded by a stethoscope with a bag of money showing the funds you can receive for your medical expenses with a personal loan from Wellby

We're Here for You

Medical procedures can be unpleasant. High-priced medical and dental bills make things harder. With a medical expense loan from Wellby, you can get the financing you need for planned or unplanned medical procedures, and avoid the stress of late payments, late fees, and negative credit reporting with one monthly payment that fits your budget.

Help When You Need It

Medical debt and health care costs can discourage you from getting the care you need. A medical expense loan could be the answer.

  • Use your funds to cover high deductibles for chronic illnesses or prescription medications.
  • Pay for elective surgeries, dental work, infertility treatments (IVF), and out-of-network treatments.
  • Even if you have insurance, you may be required to pay a large deductible that is beyond your out-of-pocket budget.

Simple Online Application

With our fast online application process, in most cases, you'll know if you're approved for a Wellby medical expenses loan the same day.

a laptop showing the easy online application for a medical expenses loan from Wellby
an illustration of a person with a red cross above them receiving the medical care they need thanks to a medical expenses loan from Wellby

Your Well-Being Matters

When faced with a medical crisis or chronic illness, the last thing you should have to worry about is medical bills. With our competitive interest rates, a Wellby medical expenses loan might be just what you need to focus on your well-being.

Your Medical Expense Loan is Only a Few Steps Away

Step 1

Complete our quick and easy online application.

Step 2

If approved, work with a lending specialist to finalize your loan.

Step 3

Gain the funds you need to pay off your medical expenses.

Personal Loan

Debt Consolidation Loan

Medical Expenses Loan

Relocation Assistance Loan

Home Improvement Loan

Personal Line of Credit

Certificate Secured Loan

Savings Secured Loan


Personal Loan

TermAnnual Percentage Rate (APR)Loan Amount
Up to 60 monthsas low as 6.60%Up to $30,000
Up to 72 monthsas low as 7.90%Up to $30,000

Speak to a Lending Specialist


Our loan options are designed to fit your goals and budget. Schedule an appointment today to speak to a lending specialist about your financial needs.


a male lending specialist team member ready to assist you over the phone with your financial goals

Ready to begin?

Focus on your well-being and remove the stress of how to pay your medical bills with a Wellby medical expenses loan. Our simple online application takes just a few minutes.

Medical Expense Loan FAQs

Looking to learn more about our medical expense loans? Check out our FAQs!

Learn More

Common Questions

How do I apply for a medical loan from Wellby?
Can I finance dental expenses with a Wellby medical loan?
How do I know if my loan is approved?